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Calculadora de préstamo personal

Personal loan calculator: get monthly payment, total interest and schedule from amount, rate and term with equal options for planning, with one-click copy, offline.

Cómo usar

Elige el método de pago e introduce importe, tipo y plazo. La cuota, los intereses y el calendario se actualizan al instante.

Overview

Personal Loan Calculator is a Finance tool. Get monthly payment, total interest and schedule from amount, rate and term with equal options for planning, with one-click copy, offline. It runs 100% in your browser with no upload, so you get instant results with privacy. Whether you need a quick answer or batch processing with precise control, you can enter, validate and export in seconds. The UI is responsive on mobile, tablet and desktop and supports one-click copy.

Use cases

  • Daily use of Personal Loan Calculator: Pick a repayment method, enter amount, rate and term. Payments, interest and schedule update live. — enter and get instant results without manual lookup.
  • One-click copy keeps results ready to save, check or share with family and pros.
  • Use Personal Loan Calculator offline or on poor network — all calculations stay local and private.
  • Plan savings and SIP compounding
  • Model cash flow and payback

How to use

  1. 1 Pick a repayment method, enter amount, rate and term. Payments, interest and schedule update live..
  2. 2 Toggle repayment methods to compare interest
  3. 3 Review schedule and charts
  4. 4 Copy or export details

Highlights

  • Local & private: processing stays in your browser
  • Live validation with tolerant parsing
  • One-click copy and export for docs, code or sheets
  • Batch and offline support under poor network

Notes

  • Nominal vs effective rate may differ
  • Check prepayment penalties
  • Excludes fees/insurance

FAQ

Equal payment vs equal principal?
Equal payment is steady; equal principal saves total interest but starts higher.
Why a few dollars off from bank?
Day-count and rounding differences within 0.1%.
How is Personal Loan Calculator different?
It runs locally with a focus on speed and privacy, plus tolerant parsing for “personal loan” and one-click copy for reuse.
Can I use results in official reports?
Use it as a working draft and cross-check with authoritative sources; keep the exported log and parameters for traceability.
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Todos los cálculos se realizan localmente en tu navegador; no se sube ningún dato.